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نبيل محيسن

نهاية مشكلة الاسكان الان - فكر عالمى جديد

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الحمد لله قمت بترجمة الكتاب الى اللغه الانجليزيه واننى اريد ارساله الى كل جكومات العالم وكذلك المختصين بمشكلة الاسكان والاقتصاد الاسلامى
لذا اننى مستعد اهداء نسخة مجانية باللغه الانجليزيه للمختصين او اى حكومه على ان اسلم النسخة بالقاهرة لانه ليس لدى امكانيه لارسالها بالبريد للعالم كله
وتليفونى 00201003656233

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كتابى يحتوى على ورقة عمل لحل مشكلة الاسكان ومشاكل اخرى وهى الوحيدة فى العالم التى تتوافق مع الشريعه الاسلاميه  وهو اقوى ورقة عمل ومستعد لنقل مضمونه او المناقشه حول مشكلة الاسكان وورقىة العمل من خلال السوشيال ميديا مثل سكيب او ايمو او واتس اب ورقم تليفونى الشخصى النقال 00201003656233 اى وقت متاح

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لا توجد مشكلة اسكان فى العالم بدليل الكم الهائل من الشقق الفارغه والتكلفه العاليه لما تم بنائه ، ولكن اساس المشكله هى بقاء الشقق فارغه .
الاستثمار العقارى هو العدو الأول للإنسانيه والمدمر لأحلامها ، ولذلك يجب تهذيب الاستثمار العقارى ثم تدميره والمحافظه على النشاط العقارى ثم تطويعه لخدمة الوطن والبشرية ، لا يمكن للعالم حل مشاكله بدون ذلك مثل النقص المائى والازدحام وتآكل الآراضى الزراعيه والبطاله .
الانسان هو اساس الحضارة ويجب ان تكون الحضارة لخدمته هو وأن يكون جزء منها وليس تابع فيتم نقله من مكان لآخر مجبرا كقطعة أثاث .
لإصلاح النظم الاقتصادية يجب العودة لنظام المقايضه عن التعاقد واستخدام العملة المحليه عند الدفع ففى مجال الايجار السكنى يجب استخدام الجنيه الايجارى العقارى كوحدة لتقييم القيمة الايجاريه والدفع بالعملة المحلية.
المسكن - ضرورة فقط - والأصل هو ملكية ما تسكن فيه ولكن يجوز تأجيره وبيعه وواجب الدولة تمكين المواطن من المسكن وليس تأمينه من خلال اعطائه أرض مجانا وقرض حسن ، وواجب المواطن السكنى فيه وإجارة المسكن هو استثناء وضرر اقتصادى وخلل اجتماعى ولا يليق بأى حكومة ان تتخذ إجارة المسكن كحل لمشكلة الاسكان .
الكتاب يقدم سياسة اسكانية جديدة وورقة عمل مميزة صالحة للعالم كله وتقدم المفهوم الحقيقى للسكن ، فلذا لا يستغنى عن هذا الكتاب اى حكومه او حزب سياسى او طلبة الاسكان والمهتمين بمشكلة الاسكان لأنه يمثل مرجع فكرى وكذلك الاقتصاديين لانه يقدم مبادىء اقتصاديه جديدة.
معا لإصلا العالم ولكى يعيش الاتسات آمنا مستقرا متمتعا بأنعم الله ولأننا إخوة فى هذا العالم .
وتليفونى للرد  والمناقشة 00201003656233

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مشكلة الاسكان ليست بسبب النفص المادى ولم تشهد مصر نقص ابدا فى الشقق والدليل الاحصائيات التىتؤمد وجود ملايين الشقق الفارغه ولذا دور ورقة العمل تشريعى ينظم العلاقة بين الحكومه والمواطن وبين المالك والمستاجر وللعلم كثرة البناء الزائد تعقد مشكلة الاسكان انظر الى القران واحاديث رسولنا الكريم والمفكرين حتى فى الغرب بدأو يؤمنوا ان حل مشكلة الاسكان ليسن بكثرة البناء فمصر مثلا فيها 10 مليون شقة فارغة فى حين تحتاج فقط سنويا مليون فقط

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4 ساعات مضت, نبيل محيسن said:

مشكلة الاسكان ليست بسبب النفص المادى ولم تشهد مصر نقص ابدا فى الشقق والدليل الاحصائيات التىتؤمد وجود ملايين الشقق الفارغه ولذا دور ورقة العمل تشريعى ينظم العلاقة بين الحكومه والمواطن وبين المالك والمستاجر وللعلم كثرة البناء الزائد تعقد مشكلة الاسكان انظر الى القران واحاديث رسولنا الكريم والمفكرين حتى فى الغرب بدأو يؤمنوا ان حل مشكلة الاسكان ليسن بكثرة البناء فمصر مثلا فيها 10 مليون شقة فارغة فى حين تحتاج فقط سنويا مليون فقط

ما هو وضع شقق الايجار القديم فى حل حضرتك.... هل يبقى الحال على ما هو عليه... ام تناولتها حضرتك فى حل مشكلة الاسكان 

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      نعم تناولتها فى الكتاب وقدمت  الحل الواقعى لموضوغ الايجار القديم وفيه فيديو على اليوتيوب يشرح ذلك وهى الحلقة العاشرة ... اتمنى ان تراه ولاننى  ضد الايجار على العموم وفى اى وقت تريد مناقشتى  موبيل رقمى هو  00201003656233   

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Summary of new overview to overcome
 housing problem
better than mortgage pledge law to the country { law of finance estate }
There are not housing problem from financial view , the prove for that there millions of vacant apartment in all countries and as example Egypt the statics (2017 ) indicates there are 10 million vacant housing unit also the people expense more than 350 billion Egyptian pound so we can say there is no housing problem from financial view.
So the solution is legal solution, my working paper is :- 
1- New rent formula
2- Establishment housing fund gives free interest loan
3- Transit from recent case to desire case
despite in capitalism system considers the housing as a merchandise and the socialism system considers it as a service . in my working paper is a necessity which could be flown down if it is available without definig the property or rent and should place housing sector in the service of production sector and the least financial refund from the production .
therefore , I submit my thoughts to solve housing problem briefly as follow :-
 – To prepare special record to each housing unit including the names of owners and renters and the numbers refers to the code of city ,area ,district ,street , building and flat number .
1- New rent formula
 a-The ministry of housing proceed economical research to estimate now average value rental of square meter [ m2] to the housing unit and then this value is equivalent in material from weight unites for three supply merchandise [ for example if rent of square meter [2] two Egyptian pound [ l .e] it is equivalent in material price / kilo of rice or half kilo of beans or kilo of sugar or rice becomes the value of the square meter continuously ( named the real estate rental pound) in the condition that the ministry of housing will prepare on 1/1 & 1/7 yearly a notice to the value of real estate rental pound .
c- The rental value to the housing units equal multiply flat area by advertised real estate rental pound value .
d- Rent contract for the first period will be for five years and renewed yearly automatically unless if is in two cases the owner wants to sell the flat and (the renter should have the priority of purchase ) or if one of the sons age reached 21 years and interested to marry .
2-Estiblishment housing fund gives free interest loan
to establish a fund for housing for constructing new housing or to give loans without benefited to whom is interested in construction or housing and Perhaps an agreement could be occurred between the owner and the renter, which new renter will pay the cost of finishing the flat or its construction and to be deducted from the rent and also the owner could undertake the necessities of building for reconstruction contracting with the companies with the warranty ( guarantee) of the housing fund ( or aged and ever articles ) in condition that the pledging or its availability should be recorded in the estate strategist to the building or the flat and sales should not be done unless repaid the loan :
its resources as follows :-
a- a tax of non – occupation
        (To assume a monthly tax on the owners of estates as per flat area in case of non- allowance to sell it or rent it in only one exception ( one flat or housing unit ) to the owner without taxation and note that defining housing unit will be done only by the owner even if the owner considers all the building as a housing unit) .
b- tax of non – occupation lands
c- a fine of the minimum limit of water and electricity  (to assume a tax of minimum limit of electricity consumption and water per specified pieces will be paid in case of reducing water and electricity consumption under this limit and to be completed to tax limits except employees working in abroad )
d) insurance and its refund which the renter pays to the housing fund ( every new renter should pay money as per specified pieces in the estate register to be paid to the owner a sum of money equal another rent of six months at the end of rent contract for refurnishing the flat) .
f- Third ( one to three) the profits of commercial centers which will be held on the different neighborhood (To establish an assembly in each new neighborhood ( late in old cities) social service consumption center with specified services and shares of assembly should be distributed as per housing units in the neighborhood and profits should be distributed equally among residents of the neighborhood and housing fund and services of neighborhood for cleanliness and others)
g- value of renting the housing units will be rented in the new cities whenever we need to rent(For renting the flat in new cities which owing to government destination with installments to pay the rental value to the housing fund in the condition that the owner will pay to the governmental destination the quarter of the flat value in this case the owner will stop paying the installments) .
h- the value of renting the buildings its owners will release it after compensating them with lands in new cities and giving them loans (any owner of building has the right to release his building against similar or larger area of land in new cities or new areas completely with its fellows in addition to a good loan( without profits) to be paid on installments and renting the building for a period of ten years).
3-Transit from recent case to desire case
a- It is should to the renter( old renters who follow the the old law only) to replace his flat with another renter with owner”s permission in the condition that both of them as a second renter .
b- old renting it will be under two rental relations in the condition that the higher rental value will be for the welfare of the owner:-
         - rental relation between the owner and the renter .
          - legislation from the government to stipulate that rent value of housing unit for the coming five years zero and reaches to the quarter of rent value to similar flat in area according to suggested rent law and reaches to the half after another five years and to three quarters five years , it means that after 20 years the rental value will be equivlent will the housing unites in countries as per its area only .
c- For old rent the renter could rent the flat to the son of the owner or any person the owner agrees on him upon new rental value as second renter whereas the rental relation will be remained between the owner and renter according to to the last item .
The rules which business based on :
a – no any taxes on used land or housing unit .
b- the working paper shift the role of state from insurance to empowerment 
c- the working paper policy will refine real estate investment and kill it , keep real estate construction process and let it fellow the country development .
d – rent is only for exception and the increment in rental value when renew rent contract is    void and usury.
e – housing only when the person belonged housing unit .
Eng " nabil mehasien
Mobile " 00201003656233( watts- messanger- facebook-skybe)
E mail" nma642003@yahoo.co.uk

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